Receive Payments Instantly with Aadhaar Pay
SKPE Network's Aadhaar Pay service enables merchants to accept secure digital payments using only a customer's Aadhaar number and fingerprint authentication. No debit card, no smartphone, and no cash required—just fast, reliable, and seamless biometric transactions.
What Is Aadhaar Pay?
Aadhaar Pay is a payment system that puts the power of Aadhaar to work for everyday transactions — letting people pay using their unique identification number instead of a debit or credit card. It's built for exactly the customers who need it most: those without a smartphone, a card, or much familiarity with digital payments.
To collect a payment, a merchant just needs a biometric device and the customer standing at the counter. The customer's Aadhaar-linked bank account is debited, and the amount lands in the merchant's account instantly — all verified through Aadhaar number and fingerprint, no PIN or card swipe involved.
Major Features
- Collect cashless payments from customers easily
- Customers don't need to carry a smartphone
- Payment processed with just an Aadhaar-linked account and the customer's presence
- Instant settlement of payment to your merchant account
- Every payment routed securely through the Aadhaar-linked banking network
- Only biometric verification is required to process the payment
Benefits to Your Customers
- No debit or credit card needed to pay
- Easy cashless payment straight from their Aadhaar-linked account
- No technical knowledge required
- No smartphone needed on their end
- A secure payment option, verified through biometrics
- No need to apply for a debit or credit card at all
How to Use Aadhaar Pay
Accepting a payment through Aadhaar Pay takes just a few steps at your counter.
- In the AePS service section of your SKPE Agent Portal or App, choose Aadhaar Pay.
- Enter the customer's Aadhaar-linked bank name and Aadhaar number.
- Enter the amount that needs to be collected.
- Select the biometric device connected to your setup.
- Capture the customer's biometric to complete and confirm the payment.
Benefits of Aadhaar Pay
Convenience
Customers pay using just their Aadhaar card and registered mobile number — no cards to carry, no PINs to remember.
Enhanced Security
Biometric authentication significantly reduces the risk of fraud or unauthorised access to a customer's account.
Financial Inclusion
Brings digital payments to people without smartphones or traditional banking access, supporting a truly cashless economy.
Seamless Integration
Works smoothly across the SKPE Agent Portal and App, so it fits right into your existing counter setup.
Real-Time Transactions
No physical currency, no card swiping — payments settle instantly for both customer and merchant.
Cost-Effective
Cuts down the operational cost of handling cash and card-processing fees for your business.
Become a Retailer and Earn Up to ₹1 Lakh per Month
Offer Aadhaar Pay, AePS, and DMT to your community — all from one SKPE Pvt Ltd counter.