Secure Banking Services with Aadhaar Authentication
SKPE Network's AePS service enables customers to withdraw cash, deposit money, check account balance, and access mini statements using only their Aadhaar number and fingerprint. Deliver secure, instant, and hassle-free banking services anytime, anywhere.
What Is AePS — Aadhaar Enabled Payment System?
AePS stands for Aadhaar Enabled Payment System — a secure payment mechanism built by NPCI that lets any customer transact directly from their Aadhaar-linked bank account using just their Aadhaar number and biometric authentication. It's a government-backed initiative aimed at bringing basic banking to every corner of the country, cheaply and reliably, without customers needing a debit card or a trip to the branch.
What Customers Can Do With AePS
Cash Withdrawal
Withdraw cash instantly with just an Aadhaar number and fingerprint.
Cash Deposit
Deposit cash into any Aadhaar-linked bank account in seconds.
Mini Statement
Pull the latest transaction history right at the counter.
Balance Enquiry
Check real-time account balance with instant biometric verification.
Basic Banking, Available Everywhere
AePS lets customers complete everyday banking tasks — cash withdrawal, balance enquiry, mini statement, and cash deposit — using nothing but their Aadhaar number and biometric authentication. It runs around the clock, so people can transact whenever it suits them, wherever they are.
- Available at every SKPE Pvt Ltd retail outlet and banking point nationwide
- Every transaction verified with biometric authentication for added security
- Available 24/7, including weekends and holidays
- Brings basic banking access to areas underserved by traditional branches
SKPE AePS Portal — Your Gateway to Seamless Transactions
SKPE Pvt Ltd's AePS online portal gives Agents everything they need in one place — account access, transaction history, and biometric-verified banking for customers, all from a single dashboard. Registering for your AePS Agent ID takes just a few minutes, and once you're set up, you can start offering AePS services from your own shop or counter the same day.
How to Get Your AePS Agent ID
Becoming an AePS Business Correspondent with SKPE Pvt Ltd takes just a few simple steps.
- Sign up with SKPE Pvt Ltd through the Agent Portal or the SKPE Agent App using your mobile number and basic details.
- Choose the plan that fits your business and complete a one-time registration fee of ₹350.
- Complete your KYC — upload your PAN Card and Aadhaar for verification.
- Once your documents are verified, you'll receive your unique Agent ID for the AePS portal.
- Start offering cash withdrawal, deposit, mini statement, and balance enquiry to your customers — and grow your monthly income up to ₹50,000 through commissions.
Reasons to Choose SKPE Pvt Ltd's AePS Services
- Keep your customers safe — biometric fingerprint authentication adds a layer of security that ensures only the real account holder can transact.
- Real convenience — customers complete their banking right at your counter with just their Aadhaar and fingerprint — no paperwork, no passwords to remember.
- 24/7 availability — offer basic banking services anytime, even in areas where traditional banking is scarce.
- Cost-effective — minimal setup cost with no hidden charges, keeping banking affordable for you and your customers.
Frequently Asked Questions
Q. What is the full form of AePS?
AePS stands for Aadhaar Enabled Payment System.
Q. Is AePS the same as UPI?
No. Both are NPCI-backed digital payment systems, but AePS authenticates transactions using Aadhaar and biometrics, while UPI uses a mobile app and PIN. They serve different purposes within India's digital payments ecosystem.
Q. Is an AePS transaction safe?
Yes. Every transaction is verified through Aadhaar-linked biometric authentication, which means only the account holder's own fingerprint can authorise a withdrawal, deposit, or balance check.
Q. What is an AePS cash withdrawal?
It's a withdrawal made directly from a customer's Aadhaar-linked bank account at an Agent counter, verified with the customer's fingerprint instead of a debit card or PIN.
Q. How does an AePS balance enquiry work?
The customer visits their nearest SKPE Pvt Ltd Agent, verifies their identity with an Aadhaar-linked fingerprint scan, and receives their real-time account balance within seconds.
Become an SKPE Pvt Ltd Retailer
Offer AePS, DMT, and more from your own counter — and grow your monthly income up to ₹50,000.